Service user differs. D27. Licensing a ready-made product is, usually, much cheaper than developing your own payment gateway software from scratch. New York, NY – (September 6, 2021): United Thinkers, a New-York based commercial open-source Payment Management Software company has started the development of a cryptocurrency payment solution for payment facilitators. Some infographic posters are dedicated to our flagship product, UniPay Gateway payment technology. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. It is a “try-it-before-buy-it” solution for prospective payment facilitators, who do not want to assume a load of PayFac-specific responsibilities all at once. Affiliate . Affiliate . Access the. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Adding a new bank account and payment card to a customer account in the console gateway. 6 Things Blocking Payment Gateway Project Success. However, retail businesses also utilize offline processing, although, in order to minimize the fraud. To reduce PCI exposure, requests with non-tokenized (raw) account data should be. 99 a month includes payment processing for 2. Affiliate . With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of. UniPay Gateway is a white label open source payment gateway solution. UniPay is a commercial open-source payment gateway built on modern technology and easily adaptable to businesses of any size. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Management . Among these players usually are payment aggregators, resellers (such as ISO), payment facilitators, and payment service providers. M. Management . About UniPay Gateway. Connectivity information . Response when enabling a physical card, when the physical card in not in an inactive state. Many SaaS platform providers have already integrated with the UniPay Gateway solution. When the merchant's public key is received, the gateway administrator uploads it to a folder on the server and adds its name to the merchant's processing settings on the user interface. UniBroker is an intelligent processor-agnostic traffic broker, intended to increase security of the entire UniPay Gateway solution and reduce PCI exposure by simplifying and limiting the cardholder data flow. Management . "Duplicate invoice number (The same card was charged for the same amount with the same invoice number (including blank invoices) in a 1 minute period. Author of the Paylosophy blog, a. Locate Transaction Search groupbox. Affiliate . The connection URL for the sandbox server is:. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. If you look at the Transaction Processing Flow for Cloud diagram, you can see the following communication areas, which use the HTTPS protocol: area between a POS and cloud;Payment Gateway Implementation. Affiliate . Account holder name, billing address and postal code match. Management . White label payment solution for startups, SME, and large companies. (UniPay - Payment Gateway Software) All Logos and Trademarks used or mentioned on this page are copyrighted property of their respective owners and are used for display purposes only. In the gateway, a payment gateway is an entity represented as the system. The gateway routes the API calls to the appropriate terminal using the persistent channel that the terminal previously opened, and the responses are returned in the same way. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment. 2. Our UniPay Gateway technology supports multiple payment terminal models. It includes the support of 3D Secure, EMV, P2PE, ACH transactions, and the use of different types of payment cards. Learn how to use UniPay Gateway, a payment platform for online businesses, with complete documentation for usage, integration, billing, webhooks and more. The entire UniPay Gateway payment solution is comprised of 4 modules: UniCharge – foundation of UniPay payment gateway; electronic payments processing and funds remittance engine. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. It allows you to connect to the banks, to Visa and MasterCard networks. (UniPay - Payment Gateway Software)What is UniPay Gateway? UniPay is a fully featured Payment Processing Software designed to serve Enterprises, Agencies. UniPay Gateway is a white label or open source payment gateway solution that helps you create your own payment gateway or partner with a white label provider. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Card Features/Fraud Prevention: AVS CSC (CVV2/CVC2/CID- American Express/CID- Discover) 3D Secure. Payment gateway integration can go more smoothly than you ever imagined when you move up to UniPay and our modern, robust open source commercial software. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. Hard. First, it allows monetizing the payment process by becoming payment facilitators. The number of the card that is used for processing the payment. Account management and. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. It can automate your recurring billing process, support different weekly, monthly, quarterly, or annual payment cycles, and execute pre-arranged payments. Management . It can automate your recurring billing process, support different weekly, monthly, quarterly, or annual payment cycles, and execute pre-arranged payments. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Management . It comprises features of a payment. Account management and. You will learn how to deploy the development environment, UniPay, and which steps to follow after the application is deployed so transaction processing is possible. R82:. While the EMV liability shift has proven to be an added challenge in the field of payment processing, solutions are. Grow your business with our payment solutions, from online checkout to POS systems. ACH entry is destined for a non-transaction account (i. 4E. Owners of many software platforms face the need to embed. UniPay Terminology. Partnership with a merchant acquirer (sometimes called credit card acquirer) concerns the business aspect of payment gateway services provision. Uber and Airbnb. A01. _5555. UniPay Gateway is a recurring billing software package offering a web-based solution for managing customer accounts, processing payments, and balancing accounts. The result is any Client properly utilizing Retry Logic can reprocess transactions with an unknown result without: • Risk of double authorizing a transaction against a cardholder. Once you do this, you get unlimited potential for customization. Management . R24. UniPay Terminology. 8) Shipment notification is sent to both the TO Manager and the merchant. UniPay Gateway is a highly robust, enterprise-scale open source payment processing solution and payment flow orchestration engine. Payment system integration is a challenging, time-consuming and labor-intensive task. 25 per transaction. This reduces bureaucratic procedures and accelerates the time to market. Taking into account the international nature of modern businesses it is extremely important for a payment system to be available 24/7, but problems may occur from time to time. The UniPay gateway is a robust and modern payment gateway designed to be efficient in every way. Management . An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. State of art : Bill Management Interface for Offline Billers. Management . With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of. Management . The result of 3D Secure verification will be returned to the gateway and the gateway will attempt to complete the transaction (complete authorization). Affiliate . Your SaaS company enhances its image and business reputation. Call your bank for more details or use an another payment card. A standard plan for $24. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. {UniPay} modules providing the opportunity to set up recurring billing to withdraw payments from customers on a regular basis and. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. A separate poster is dedicated to the benefits of an open source payment gateway solution. UniPay Terminology. Financial reporting data is accessible through the gateway in two ways: 1. Failed Process: Server: your-gateway-server – the name of the server where the issue occurred Version: 4. The UniPay secure payment gateway also includes complete support for EMV or chip-in-card technology, another attempt at reducing credit card fraud and increasing the overall safety and security of credit card transactions. A. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. UniPay Terminology. Our cross-platform payment solution is powerful, scalable and feature-packed to meet a wide range of needs for the widest possible range of companies. Management . UniPay Gateway Financial Services New York, New York 119 followers UniPay Gateway is a PCI compliant payment gateway that provides merchants with the enhanced level of data security For example, you can license an open-source payment gateway product (such as UniPay Gateway). The Store-and-forward. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. It includes the support of 3D Secure, EMV, P2PE, ACH transactions, and the use of different types of payment. United Thinkers is adding support for crypto to the feature set of the company’s flagship product, UniPay Gateway omni. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. One-phase systems. UniPay Terminology. Management . UniPay Code; Visa: I: Address information not verified. UniPay Terminology. In a semi-integrated solution (offered, among other providers, by UniPay Gateway platform) card data is transmitted from the terminal straight to the payment gateway. Our recommendation is to use UniPay Gateway payment platform as the foundation for your ecosystem: thus you will benefit from our long experience of successfully working within the industry (including card-present EMV certifications in different countries), and from our international processing contacts and partnerships. However, usage of an advanced terminal technology (such as UniPay Gateway terminal cloud) as well as outsourcing of integration and certification efforts to the team that already has the necessary equipment and to people that routinely perform similar tasks, can. The payor/payee has deposited a cheque to their account that has not cleared. Accept payments on a single platform. Good. Each press-release informs our existing and prospective customers about a specific innovative fintech solution, as soon as it becomes available within our flagship white label payment gateway technology, UniPay Gateway. White label PayFac gateway solutions include the following benefits. Many inquire about the payment gateways utilized by major industry players like Amazon, Uber, and Airbnb. 25 per transaction. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Requests that contain tokenized card numbers/bank account numbers can be submitted directly to {Unipay} server. We can also help you build banking relationships and guide you on which processes you must put in place to function efficiently as a payment facilitator. Affiliate . Note: the site gets updated as works progress, we are constantly adding new data. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Y. It is integrated with all major processors and payment facilitation platforms in North America. New York, NY – (September 22nd, 2022): United Thinkers, a New-York based commercial open-source Payment Management Software provider, announces a webinar on how to implement your own payment gateway solutions for your clients and. Official Licensed payment channels. UniPay Terminology. Meet the Singapore leading p ayment gateway built for your business boost and amplification. Original edition of the white paper has already been published and downloaded by many readers. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Then, a more advanced (or premium) plan costs $49. Now, a hosted license for the well-regarded UniPay gateway is available within a certified PCI-compliant environment. United Thinkers is currently adding cryptocurrency support features to its omni-channel solution. It comprises features of a payment processing or recurring. (Acquirer sent both street address and postal code. Management . More than 40 of the local and international payment gateways with which the UniPay Gateway integrates provide PCI DSS compliant payment solutions that make it easy and secure to accept credit cards online. UniPay Terminology. It is integrated with all major processors and payment facilitation platforms in North America. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. 1) Payer states date of presentation is more than 3 working days after due date in advance notice to payer; 2) Re-presentation of unpaid direct debit is more than one month from original direct debit processing day. For example, you can license an open-source payment gateway product (such as UniPay Gateway). R82: Invalid Foreign Receiving DFI Identification: The reference used to identify the foreign receiving DFI of an outbound IAT entry is invalid. The concept of white-label payment gateway is rapidly gaining popularity among merchant services industry players, looking for the most suitable payment gateway solutions. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. UniPay Gateway is a PCI compliant payment gateway that provides merchants with the enhanced level of data security | The UniPay Gateway is an enterprise. The “closed loop” can involve a third-party gift card issuer, who issues the cards and handles all the acquiring issues (although closed loop gift cards, issued by a third party, can be white-labeled by the merchant). Integrated and Semi-integrated Payment Terminal Solutions. Stripe offers Email, Phone, Live Support, Training and Tickets to its customers, while UniPay Gateway provides Email,. The UniPay/UniBroker application receives audio track data. Deposit Classifier. PayPal. Additional Features: Recurring Payments Installment Payments Single Bill Payments Cash Advance 3Dsecure Healthcare Level 2 Level 3 Cashback Partial. The process of EMV terminal solution implementation is, indeed, not an easy one. UniPay Terminology. Please use links below to access the information you are interesed in. Difference MTD column shows $400 ($600-$200) On the 27th day of the month, the gateway processed $100 and the processor received this $100. This can be done in two ways: 1) Using test card numbers. D01. Good. Naturally, development. The purpose of this document is to provide documentation for 3rd parties to integrate with UniCharge processing gateway. Home Trending Articles Embedded Payments: Important Aspects and Features. ¦_ Unapproved . The. It turns out that white label payment gateway offerings, such as UniPay Gateway, provide more control than third-party gateways, but require less investments than off-the-shelf solutions developed from scratch by the company’s development team. Offline processing is most commonly used by e-commerce industry representatives. Affiliate . It comprises features of a payment processing or recurring. A code issued by the Payment Server for the card type used by the cardholder in the transaction. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. The third-party. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of. The payee did not have enough clear funds in the account to cover the debit amount. UniPay Gateway solution will support stablecoin payments and authorizations in other currencies, including Bitcoin and Ether. UniPay Gateway solution, offered by United Thinkers is an example of such a technology. James Davis. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. This can be done in two ways: 1) Using test card numbers. UniPay Terminology. The final result of the transaction is going to be posted to the URL supplied by the submitter within the redirect request. UniPay Code; XX: Address verification has been requested, but not received: 00 : Visa: XXR: Retry - system unavailable: 00 : NNC: Street address and Postal code not verified for international transaction: 40. We take the complexity out of the payment ecosystem, providing smart and seamless solutions. Affiliate . With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. To learn more about merchant charges, review Merchant Charges section of this guide. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Management . UniPay gateway. A range of APIs are available, and many processor integrations have been perfected. Gabon. Payment system integration is a process that requires much time, resources and efforts. UniPAY Payment Gateway For WooCommerce plugin is the official UniPAY. The one which can adapt and adjust to the newly emerging needs and challenges. 8%+$0. UniPay Terminology. (UniPay - Payment Gateway Software) All Logos and Trademarks used or mentioned on this page are copyrighted property of their respective owners and are used for display purposes only. Consequently, there will be the following amounts in the following columns: Gateway column shows $100. Card is blocked. To receive more information, please contact sales@UnitedThinkers. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Affiliate . Chip; data is received when an EMV card is inserted into a terminal. Besides that, the UniPay Gateway platform integrates many major payment processors. UniBroker is an intelligent processor-agnostic traffic broker, intended to increase security of the entire UniPay Gateway solution and reduce PCI exposure by simplifying and limiting the cardholder data flow. The entire UniPay Gateway payment solution is comprised of 4 modules: UniCharge – foundation of UniPay payment gateway; electronic payments processing and funds remittance engine. Affiliate . An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Our proprietary tech and unique crowdsourcing delivery solution enables us to flex our services on a daily basis. We offer integration with your payment app installed on your devices. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Transaction velocity tracking is the mechanism targeted at detection of connection problems and issues, happening on. They include: Ingenico Telium 2 devices (iCT xxx, iPP xxx, iSC xxx, iWL xxx). This value must be in the range of 0001 - 9999 and is incremented on each authorization request message. Management . UniPay Code; R: Retry. )The purpose of this guide is to give instructions to the DevOps and system administrators that are involved in the initial process of UniPay deployment from scratch. 99%+$0. It supports real-time and batch transaction processing through multiple payment processing platforms and banks across the world, and can handle sophisticated fund remittance scenarios, including affiliate, reseller and sales. UniPay gateway solutions might the first and only one you will need. Hard. In an integrated payment terminal solution cardholder data is transmitted from the point of card entry (i. UniPay Terminology. For example, UniPay Gateway payment solution by United Thinkers is available in both hosted and licensed versions. D01. 2. Soft. ly/3D18ZK3 #UniPay #paymentgateway #OpenSource #payments #paymentsolution UniPay Gateway @UniPayGatewayUniPay Terminology. Overall benefits of United Thinkers’ EMV terminal solutions. UniPay Terminology. In fact, those, who want to know, which payment gateway software and what payment system stands behind Uber and Airbnb, usually strive to develop similar logic and build similar functionality in their own payment systems. For more than a decade, UniPay Gateway, the flagship product of United Thinkers, has been used by Enterprise Merchants, Payment Facilitators, and Software Companies in. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Affiliate . R83: Foreign Receiving DFI Unable to SettleWith UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. If you don’t have any special requirements, you should consider just specifying the date range. Some companies offer truly robust payment technologies to their customers. UniPay Code; 685: Good: No reason to decline AVS request: A01 : 611: Good: VIP approval: A01. 908. Norway. First, in order to be able to provide online payment gateway services, beside the gateway solution itself, you need an acquiring bank partnership. Hard. Account holder name and billing address match. Some small companies may not find a payment gateway that’s right for them. Management . A special place at UniPay Gateway resource hub belongs to press-releases. (UniPay - Payment Gateway Software) All Logos and Trademarks used or mentioned on this page are copyrighted property of their respective owners and are used for display purposes only. RT03. Overview. UniPay can be a great option for you. Examples include Coingate, Shopify Gateway, Coinpayments, NOWPayments, CoinsBank, and many others. You can initiate by using the UniPay gateway technology as the hosted payment gateway solution and then you can. Affiliate . A hosted payment gateway solution requires per-transaction and upfront fees to be paid, so a company which processes large volumes of transaction might, at some point consider switching from a hosted solution to a licensed one, or even developing payment gateway software in-house. In this case, the scenario looks as follows: a tokenization provider profile of the merchant/account that is going to be used for testing is set to proxy. You’re miles ahead of the competition when you start with the UniPay gateway. There are four categories of partnerships you should focus on, first and foremost. Management . Tokenization results are placed in respective sub-folder by UniBroker for further consumption by UniPay. Unipay is a trusted and professional provider of payroll management solutions in Australia and New Zealand. Financial Inst facility cannot be found for routing. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. This enterprise-scale product is ready for use by medium and large companies that need a better way to process payments to replace a legacy solution or to prevent having to design a product from scratch. Let our team at United Thinkers explain the UniPay gateway to you. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Processor column shows $100. payment terminal) to the point-of-sale (POS) application, which then passes it to the payment gateway. When submitting an API request, you can use either UniPay server URL or the Sanitizing Data Filter (Unibroker) server URL as an endpoint. 3) Locate the Product ID (PID) dropdown menu. 737. First, the UniPay payment gateway offers feature-rich functionality. Payment card used for the transaction cannot be processed by a terminal. For an e-commerce store, this is the most professional and seamless credit card processing functionality. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Reference guide with code samples for implementation of logic to pass on client host from submitter's application to UniPay gateway. R24. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. resource_content; unipay. UniPay Terminal Cloud Solution is a new way to integrate your payment terminals. Management . UniPay might be exactly what you are looking for. The result of 3D Secure verification will be returned to the gateway and the gateway will attempt to complete the transaction (complete authorization). UniPay Terminology. UniPay Payment Management Platform’s integration with MPGS makes UniPay Gateway solution available to European, Middle Eastern, Asian as well as some African companies. UniPay Code _5555: Good: Savings Account Verified – The account was found to be an open and valid account. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Conflicts of data formats used by different channel partners Average gateway fees range from 1 to 1. French Southern and Antarctic Territories. UniPay consists of the following modules: UniCharge that is responsible for transaction processing and. Senior Technical Writer at United Thinkers. (UniPay - Payment Gateway Software)Closed loop gift card processing can be arranged by a payment gateway or a merchant in one of several ways. 5% of transaction amounts, while development of a custom payment gateway solution costs about $150,000 or more. Some businesses are searching for payment gateway solution they could use to connect them to processing partners, while others are deciding on the best option to replace their already. A. 7F. Enterprise scale, open-source, Payment #Processing and Recurring Billing solutions for #Merchants, IThe purpose of this document is to provide documentation for 3rd parties to integrate with the gateway reporting module. We’re the payment processing company that can deliver the connectivity, security and valuable support worldwide. United Thinkers team answers the most frequently asked questions about the process of payment gateway development in their white paper “How To Have Your Own Payment Gateway”. Senior Technical Writer at United Thinkers. 4. Then, a more advanced (or premium) plan costs $49. UniPay Terminology. Support for different. Our recommendation is to use UniPay Gateway payment platform as the foundation for your ecosystem: thus you will benefit from our long experience of successfully working within the industry (including card-present EMV certifications in different countries), and from our international processing contacts and partnerships. Flexible data import engine, automated skip tracing and bankruptcy scrubbing, print house integration, as well as wide choice of banks and card platforms can surely simplify your day-to-day routine, while powerful remittance logic is very likely to reduce your monthly. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. 350. Implementation of 3D-Secure Payment Gateway. Our cross-platform payment solution is powerful, scalable and feature-packed to meet a wide range of needs for the widest possible range of companies. You own only the name and logo of a classic white label gateway. Validation Code. Affiliate . At Flywire, we embrace the power of our FlyMates’ cultural differences and perspectives to create financial solutions that aren’t limited by. Affiliate . The payee did not have enough clear funds in the account to cover the debit amount. You’re miles ahead of the competition when you start with the UniPay gateway. Details about the original transaction are included whenever a 69 response is returned. While others may be settling for less complete functionality, your company deserves more. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. So when it gets busier and busier, we’re able to handle. Management . Affiliate . The UniRead payment terminal solution module of the robust and feature-rich UniPay payment gateway is a modern alternative to old-fashioned master-and-slave terminal setups. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. The main purpose of the gateway is to become a universal management, payment processing and funding solution to merchants, resellers and portfolios. Affiliate . We take the complexity out of the payment ecosystem, providing smart and seamless solutions that deliver value to your business. These scenarios provide the basic steps of EMV credit card terminal certification tests. (e. The previous version of the white paper, published several years ago, has been downloaded by readers across the globe on a daily basis. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Here you can find complete documentation for UniPay Gateway, including integration documents, administration guides and application tutorials. We offer integration with your payment app installed on your devices. Affiliate . Funds Not Cleared. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of. The expiry date of the card to be processed for payment. 05/20/20. 300.